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The OFCU Savings Account is the first step every member must take in order to build their relationship with their Credit Union. Every OFCU member must keep a balance of $5.00 in their Share Savings Account to be eligible for any other OFCU products or services. This $5.00 is the member's "share" of the Credit Union. Members must keep a $200.00 balance in deposit, in this account, at all times, to avoid a $5.00 monthly fee. Members who maintain a balance of at least $200.00 are eligible for dividends (paid monthly).
Notice: Share Savings Accounts are variable rate accounts, and the rates may change. Fees and other conditions may reduce earnings. Any savings account below $200 becomes inactive after 1 year of no activity. To avoid a $5 per month dormant account fee, we suggest at least one member generated transaction per year.
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